CAPBANKINTL.COM PRIVACY STATEMENT:
This document was last updated February 16, 2003.

     CapBank International is committed to protecting your privacy. You can visit many pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that we offer, and this privacy statement explains data collection and use in those situations. This privacy statement only applies to CapBankintl.com. Third party sites all have easily accessible privacy statements which you can read or enquire about. Please read the complete CapBankintl.com privacy statement.

Collection of your Personal Information
As a bank Capbank International will ask you for personal information as this pertains to the services you are requesting and the bank offering.

For example: If you choose a service or transaction that requires payment, such an aonline account opening, we will request personal information such as name, address, information on other bank, etc.

CapBankintl.com also collects certain information about your computer hardware and software. This information may include: your IP address, browser type, operating system, domain name, access times and referring Web site addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of CapBankintl.com.

CapBankintl.com also collects information about which pages our customers visit within CapBankintl.com. This site visitation data is identified only by a unique ID number, and it is never linked with personal information unless service is applied for.

Use of your Personal Information
We use your personal information for the following purposes:

• To ensure our site is relevant to your needs.
• To deliver services and advertisements, such as new features and services available to CapBankIntl.com.
• To help us create and publish content most relevant to you.
• To allow you access to limited-entry areas of our site as appropriate.
  We will merge site-visitation data with anonymous demographic information for research purposes, and we may use this information in aggregate to provide more relevant content. In some limited-entry sections of CapBankintl.com, we will combine site-visitation data with your personal information in order to provide you with personalized content

We occasionally hire other companies to provide limited services on our behalf, including packaging, mailing and delivering purchases, answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

Your information may be stored and processed in any country in which CapBank International or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country.

Control of your Personal Information
When you register, or otherwise give us personal information, CapBankintl.com will not share that information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above.

Registering also allows you to tell us how or whether you want CapBankintl.com to communicate with you.

Security of your Personal Information
CapBankintl.com is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use or disclosure. When we transmit sensitive information (such as a credit card number) over the internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Protection of Children's Personal Information
CapBankintl.com is a general audience site and does not knowingly collect any personal information from children.

Use of Cookies
When someone visits the site, a cookie is placed on the customer's machine (if the customer accepts cookies) or is read if the customer has visited the site previously. One use of cookies is to assist in the collection of the site visitation statistics described above.

We also use cookies to collect information on which newsletter links are clicked by customers. This information is used to ensure we are sending information customers want to read. It is collected in aggregate form and never linked with your personal information.

If you choose to not have your browser accept cookies from the CapBankintl.com Web site, you will be able to view the text on the screens, however you will not experience a personalized visit nor will you be able to subscribe to the service offerings on the site.

Questions about cookies? Read more.

Changes to this Statement
CapBankintl.com will occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement. For material changes to this statement.

Contact Information
CapBank International welcomes your comments regarding this privacy statement, please contact us by e-mail, or postal mail.

CapBankintl.com
CapBank International
Grenville Street,
St. George’s, Grenada, WI

Last Updated: February 16, 2003 - 4:10 p.m. Pacific Time