GLOBAL TELLER CARD

     This Card is issued by Capital Bank International Ltd of Grenada, on the Cirrus Label.
Cirrus International is a major player in the Global Payment System, and by being a member of Cirrus International, Capital Bank can make payments to its depositors anywhere in the world through the use of its "Global Teller Card"

     This effectively allows Grenadians living abroad and International Depositors to deposit funds in Grenada, while at the same time having global access to these funds anytime, anywhere, because Grenada is online with the rest of t he world.

     All banks throughout the world participating in the Global Payment System will instantly honor the "CapBank Global Teller Card", and settlements are done daily. The card is issued by Capital bank to account holders upon submission of an application.
Adjustments to clients accounts are instantaneous as they happen. Be it in New York, London, Tokyo or Port of Spain, the adjustment to the account is simultaneous, regardless of where the transaction occurs.

     In addition to attracting international funds to Grenada, this card system is expected to increase remittances from Grenadian Nationals living abroad, because they can now save at home while having immediate access to their funds as needed.

PERSONAL DEBIT CARD APPLICATION

A card can be issued within three (3) working days upon receipt of an application, provided that all necessary information and supporting documents are submitted correctly. We accept wire transfers and bank drafts as the initial deposit to the account. Deposits made by bank drafts will take ten to fifteen (10-15) days for clearance.

A minimum deposit of UD$1,000.00 is required to open an account, plus a one time fee of US$25.00. The card is mailed via registered mail. UPS service is available at a cost of US$50.00.

CORPORATE DEBIT CARD APPLICATION

To obtain a corporate debit card, a company account must first be opened with a minimum deposit of US$1,000.00. A company has the advantage to request many debit cards under its corporate name. Each individual card issued will have to be designated to a officer or client of that company. A passport ID is required of the holder of each card. The minimum balance on each card is US$500.00. Interest of 3% is paid on the minimum balance on all accounts annually.

HOW MUCH MONEY CAN I WITHDRAW FROM MY ACCOUNT PER DAY?

Presently, this is set at US$500.00; however, this can be reviewed based on customers request and level of transaction activities at ATM's.

SERVICE CHARGE

A minimum charge of US$20.00 is applied monthly to all accounts, or 0.5% of total withdrawal (whichever is greater).

DEBIT CARD & MONEY ACCOUNT

For maximum returns on your funds, all debit card holders are encouraged to open a money account in conjunction with their debit card. In this way all funds will receive our best short-term rate of interest, and can be transferred as needed to the on-line debit card account, which is non-interest bearing, except for the minimum balance on each account.

• It is the newest, fastest and most economic way to get money from your offshore account.
• Global access to your funds anytime, anywhere!
• Great interest rates - Tax-free!
• Privacy and confidentiality of Private International Banking!